Workplace accidents can happen anywhere. Whether you work in an office or a construction site, there are plenty of hazards that can cause serious harm. For most incidents, workers’ compensation is in place to help employees with coverage directly after an accident and employers with protection from lawsuits regarding negligence. The benefits to employees include medical care, temporary total disability, temporary partial disability, permanent total disability, and death benefits for those who lost a loved one. That said, these insurance companies will do what they can to limit or dismiss payments a worker is normally entitled to receive. In addition, injuries caused by the negligence of a third party may open up options for legal recourse as well. Though an employer may be free from liability when an employee files a workers’ compensation claim, others, including providers of safety equipment, defective parts, and even property owners or landlords are not. Contact Delaware Injury Law Firm for a consultation to discuss your legal matter.

Workers’ Compensation

Workers’ Compensation is in place to provide support to employees directly after an accident in the workplace. When a person is injured at work, workers’ compensation will provide funding for medical bills and a percentage of lost wages. When a person files a workers’ compensation claim and collects support, he or she is giving up the right to bring a lawsuit against their employer for the accident, regardless of the employer’s negligence. Workers’ compensation benefits should be consistent throughout the time allotted for recovery. In the end, the worker should be able to get back to work, if they can.

Third-party claims

In some situations, a person is injured or killed at work because of a third party. As stated above, one’s employer is protected against lawsuits if the employee files a workers’ compensation claim and collects. That is not the case for others, including manufacturers or designers of car parts, industrial equipment, safety equipment, property owners where the work takes place, and anyone similarly considered a third party. If your injury or the death of your family member was caused by a party aside from your employer, it could be cause for a personal injury claim. It is important to note that if you won a third-party lawsuit while receiving support through workers’ compensation, you may need to repay the support provided to your through your employer’s insurance coverage. You could also be subject to a workers’ compensation lien to help them recover the money.

Contact Delaware Injury Law Firm

In the case of a workplace accident, be sure to protect yourself and your family. If you need to discuss your situation with an effective attorney, contact our firm. For decades, the team at Delaware Injury Law Firm has provided quality legal support in and around Delaware. Conveniently located in Newark, DE, our firm is ready to assess your case and fight for maximum compensation. Contact our firm to discuss your legal matter today.